SEPA Direct Debit

A frictionless payment experience

SEPA Direct Debit is a popular pull payment method used in 36 Eurozone and non-Eurozone countries. With SEPA Direct Debit, companies can charge recurring payments to consumers and businesses very conveniently.

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Improve your cashflow

Get paid faster and avoid chasing customers for late payments. SEPA Direct Debit is a convenient, pull payment method. Clients provide you with a mandate that allows you to directly charge their bank account.

Retain more of your customers

Up to 30% of your churn may be involuntary resulting in lost revenue. Involuntary churn happens when payments fail and otherwise happy customers lose access to your service. Avoid this with SEPA Direct Debit.

Adapt to your market preferences

SEPA Direct Debit is growing in popularity with over 20 billion transactions happening in Europe. This payment method provides your customers with an automatic way to pay you that does not require their time.

Accepted in 36 European countries and territories.

Cheaper than credit card processing.

Convenient, loved by many customers.

Improve your cashflow

Retain more of your customers

Adapt to your market preferences

Invoice Payments

If you are a medium-sized legal firm, insurance agency, or property management company, SEPA-DD is an excellent way for you to collect regular payments while reducing the probability of late or failed payments.

Subscription Payments

SEPA Direct Debit fees are lower than credit card fees making it an ideal way how to charge clients who are subscribed to your service. If you sell packaged services or SaaS, SEPA-DD is a low-risk payment method for your business.

FAQ

Why choose FinXP?

FinXP has been processing SEPA Direct Debit transactions since 2015 and is an established and trusted payment service provider with clients from various European countries across several industries. One of the reasons our clients like the work with us is due to our competitive transaction fees which are lower than the SEPA-DD charges offered by many banks.

What are your charges?

What is a SEPA Direct Debit mandate?

Which countries make use of SEPA Direct Debit?

Impressed yet?

Get started with SEPA Direct Debit?
Get started with SEPA Direct Debit?

Get started with SEPA Direct Debit?
Get started with SEPA Direct Debit?

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Why customers opted for FinXP

"The Megalon Group AG, particularly its Fintech divisions, has expressed great satisfaction with the collaboration, adaptability, and high service quality. FinXP has demonstrated remarkable professionalism. Brainstorming solutions and possibilities with them has been a pleasure!"

Andreas Meyer

Board of Directors, Megalon Group

Andreas Meyer

Board of Directors, Megalon Group

Andreas Meyer

Board of Directors, Megalon Group